2026年真题19

Speaking Module • 11 Questions • 4 Speaking Interview Questions
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Listen&Repeat Prompts
Practice the first seven TOEFL speaking prompts with the original audio.
Listen and Repeat scene
Q1 open_ended
Cardio machines and bikes are over here.
Q1 visual prompt
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Q2 open_ended
The weight room provides dumbbells and benches.
Q2 visual prompt
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Q3 open_ended
Our yoga studio offers classes for all fitness levels.
Q3 visual prompt
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Q4 open_ended
Locker rooms contain storage bins and changing facilities.
Q4 visual prompt
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Q5 open_ended
Enjoy our smoothie bar and sample nutritious drinks and snacks.
Q5 visual prompt
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Q6 open_ended
Personal trainers are available for individual guidance.
Q6 visual prompt
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Q7 open_ended
Before you leave, check the gym floor plan for specific areas and equipment.
Q7 visual prompt
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Speaking Interview Questions
These are the interview-style follow-up prompts at the end of the speaking paper.
Q8 Interview Q1 Habit / Background Speaking Interview
Thank you for joining us today to help with the study. I'd like to ask you some questions about your experiences with financial planning. First, do you currently have a financial plan or budget that you follow?
🎧 Question Audio
C1-C2 Sample Answer
CEFR C1-C2 target
  • State the habit or experience directly, then add a reflective reason.
  • Use pauses after contrast markers such as although, not simply, and rather than.
I have a simple budget, but it is not very detailed. I mainly track fixed costs, like transportation and food, and then decide how much I can spend on optional things. This basic plan helps me avoid surprises at the end of the month. Even a basic budget creates financial visibility, which is the first step toward better decisions.
C1-C2 key phrases to imitate
  • financial visibility
  • in practical terms
  • as a regular part of my routine
  • a simple budget
  • fixed costs
  • optional things
  • avoid surprises
C1-C2 sentence structures
  • I would characterize my ... as ..., in the sense that ...
  • Although ..., I tend to ..., especially when ...
  • What makes this sustainable / meaningful is that ...
  • It is less about ... than about ...
Q9 Interview Q2 Preference Speaking Interview
Thank you. If you could design the ideal way of managing your money, what would it look like?
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C1-C2 Sample Answer
CEFR C1-C2 target
  • Compare options naturally instead of listing them mechanically.
  • Stress the phrase that shows preference or priority.
My ideal money management system would be clear and automatic. Part of my income would go directly to savings, part to necessary expenses, and a smaller part to entertainment. If the system worked in the background, I would not have to make difficult decisions every day. The ideal system would reduce decision fatigue, so responsible choices happen automatically instead of requiring constant discipline.
C1-C2 key phrases to imitate
  • decision fatigue
  • what I tend to prioritize
  • depending on the situation
  • clear and automatic
  • go directly to savings
  • necessary expenses
  • worked in the background
C1-C2 sentence structures
  • What I gravitate toward is ..., largely because ...
  • Depending on the situation, I might ..., but generally ...
  • The reason this appeals to me is that ...
  • I would put ... ahead of ... because ...
Q10 Interview Q3 Problem / Solution Speaking Interview
I see. In your opinion, what are the most common obstacles people run into with financial planning?
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C1-C2 Sample Answer
CEFR C1-C2 target
  • Build a short narrative or hypothetical with a clear cause-and-effect line.
  • Segment the response into choice, reason, and consequence.
The most common obstacles are impulse spending and irregular income. Many people make plans when they feel calm, but then buy things because they are stressed, bored, or influenced by friends. Planning is also harder when a person's income changes from month to month. These obstacles are difficult because money decisions are often emotional as well as mathematical.
C1-C2 key phrases to imitate
  • emotional as well as mathematical
  • what makes this choice compelling
  • the main obstacle would be
  • impulse spending
  • irregular income
  • influenced by friends
  • from month to month
C1-C2 sentence structures
  • If I were given the chance to ..., I would ..., primarily because ...
  • One experience that stands out is ..., not because ..., but because ...
  • The main challenge would be ..., so I would ...
  • What makes this choice compelling is ...
Q11 Interview Q4 Opinion Speaking Interview
Some people believe that detailed financial planning is crucial for achieving long term financial stability and goals. Do you agree or disagree with this belief? Why or why not?
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C1-C2 Sample Answer
CEFR C1-C2 target
  • Give a nuanced position with concession before your main argument.
  • Use intonation to signal contrast, qualification, and final judgment.
I agree that detailed financial planning is important for long-term stability. Big goals, like paying for education or buying a home, rarely happen by accident. A plan turns a vague wish into smaller steps and helps people prepare for emergencies. Detailed planning matters because long-term stability is usually built through small decisions repeated over time.
C1-C2 key phrases to imitate
  • small decisions repeated over time
  • I would take a qualified position
  • on balance
  • long-term stability
  • rarely happen by accident
  • a vague wish
  • prepare for emergencies
C1-C2 sentence structures
  • I would take a qualified position: ..., although ...
  • The issue is not whether ..., but whether ...
  • On balance, I would argue that ...
  • That said, ... matters only if ...